Terms of Service - QuoteStation

1. ACCEPTANCE OF TERMS

By accessing and using QuoteStation ("the Platform"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. PLATFORM ROLE AND SERVICE DESCRIPTION

2.1 Platform Role

QuoteStation is a technology platform that facilitates connections between buyers and suppliers. QuoteStation is NOT a party to any contracts, agreements, or transactions between users.

All contracts, agreements, and transactions are solely between the buyer and supplier. QuoteStation provides tools and processes but does not guarantee, warrant, or assume responsibility for the quality, performance, or delivery of any goods or services.

QuoteStation assumes NO LIABILITY for any outcomes, damages, or losses. QuoteStation's role is LIMITED to providing technology platform services.

2.2 Service Description

QuoteStation is an AI-powered project management platform that connects businesses with project opportunities, facilitates tender processes, and provides developer tools and APIs. Our services include:

Project posting and management facilitation
Business matching and recommendations
Tender process management and facilitation
Developer API access and integration tools
Communication and collaboration tools
Payment facilitation through third-party processors

3. USER ACCOUNTS

3.1 Account Creation

To use our services, you must create an account. You agree to provide accurate, current, and complete information during registration and to update such information to keep it accurate, current, and complete.

3.2 Account Security

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

3.3 Account Termination

We reserve the right to suspend or terminate your account at any time, with or without cause, with or without notice.

4. USER CONDUCT

You agree not to use the Platform for any unlawful purpose or in any way that could damage, disable, overburden, or impair the Platform. Prohibited activities include:

Illegal activities or violation of any laws or regulations
Unauthorized access to other users' accounts or data
Data scraping, harvesting, or automated data collection
Impersonation of any person or entity
Spamming, phishing, or other malicious activities
Uploading malicious software or code
Infringement of intellectual property rights
Disrupting or interfering with the Platform's operation
Providing false, misleading, or fraudulent information
Violating any applicable laws or regulations

5. CONTENT AND INTELLECTUAL PROPERTY

5.1 User Content

You retain ownership of content you submit to the Platform. By submitting content, you grant QuoteStation a non-exclusive, royalty-free license to use, display, and distribute such content in connection with the Platform.

5.2 QuoteStation Content

The Platform and its original content, features, and functionality are owned by QuoteStation and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

6. FEES AND BILLING

Some services may require payment. You agree to pay all fees associated with your use of the Platform. All fees are non-refundable unless otherwise stated. We reserve the right to change our fees at any time with notice.

7. DISCLAIMERS AND LIMITATIONS

7.1 No Financial Advice

QuoteStation does NOT provide financial advice, investment recommendations, or professional services.

QuoteStation is NOT responsible for:

Investment decisions or financial losses
Market volatility or economic conditions
Accuracy of third-party data or information
User errors or miscalculations
Tax implications or legal compliance
Business outcomes or project results

7.2 Data Accuracy

While we strive to provide accurate information, we make no warranties about the accuracy, completeness, or reliability of any data or information on the Platform.

7.3 Service Availability

We do not guarantee that the Platform will be available at all times. We may experience downtime for maintenance, updates, or technical issues.

7.4 Limitation of Liability

To the maximum extent permitted by law, QuoteStation shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or business opportunities.

8. THIRD-PARTY SERVICES AND ADVERTISEMENTS

8.1 Third-Party Links

The Platform may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of these third parties.

8.2 Advertisements

The Platform may display advertisements from third parties. We are not responsible for the content or accuracy of these advertisements.

9. ESCROW SERVICES AND PAYMENT PROTECTION

9.1 Escrow Service Disclaimer

QuoteStation's escrow services are provided as a technology platform only. QuoteStation is NOT a licensed escrow agent, financial institution, or money transmitter.

QuoteStation is NOT responsible for:

Business performance, reliability, or capabilities
Quality of work, services, or deliverables
Project completion, timeliness, or outcomes
Payment processing or completion
Fund availability or security
Transaction success or failure
Payment disputes or chargebacks
Contract performance or enforcement
Intellectual property disputes
Professional liability or malpractice

All escrow transactions are processed by third-party payment processors. QuoteStation provides no guarantees regarding transaction completion. Users are responsible for all tax reporting and compliance obligations. QuoteStation is not liable for any financial losses or damages.

9.2 Escrow Service Purpose

QuoteStation's escrow services are designed to provide confidence to businesses that funds are available for projects. This is a technology facilitation service only, not a guarantee of project outcomes or payment security.

9.3 User Responsibilities

Users acknowledge and agree that:

QuoteStation does not hold, control, or manage escrow funds
All escrow transactions are processed by third-party payment processors
QuoteStation is not responsible for payment processor actions or failures
Users must comply with all applicable financial regulations
QuoteStation provides no guarantees regarding transaction completion
Users are responsible for all tax reporting and compliance obligations
QuoteStation is not liable for any financial losses or damages
Disputes must be resolved directly between users
QuoteStation may suspend or terminate escrow services at any time

10. TENDER PROCESS AND PROCUREMENT

10.1 Tender Process Disclaimer

QuoteStation provides tender management tools but does not:

Guarantee the fairness or legality of any tender process
Ensure compliance with procurement regulations
Validate participant qualifications or capabilities
Assume responsibility for tender outcomes
Provide legal or professional procurement advice
Mediate or resolve disputes between participants

10.2 Tender Issuer Responsibilities

Tender issuers are responsible for:

Ensuring compliance with all applicable procurement laws and regulations
Providing accurate and complete tender documentation
Conducting fair and transparent evaluation processes
Managing all aspects of the tender process
Resolving disputes with participants directly
Ensuring proper contract execution and management

10.3 Participant Responsibilities

Tender participants are responsible for:

Meeting all mandatory requirements and pre-conditions
Providing accurate and complete information
Complying with submission deadlines and requirements
Ensuring their qualifications and capabilities are valid
Following all applicable laws and regulations
Resolving disputes directly with the tender issuer

11. INDEMNIFICATION

You agree to indemnify and hold harmless QuoteStation and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the Platform or violation of these Terms.

12. TERMINATION

We may terminate or suspend your account and access to the Platform at any time, with or without cause, with or without notice. Upon termination, your right to use the Platform will cease immediately.

13. COMPREHENSIVE LEGAL DISCLAIMERS

13.1 Maximum Platform Protection

QuoteStation provides technology services only and is NOT responsible for:

BUSINESS OPERATIONS:

Business performance, reliability, or capabilities
Quality of work, services, or deliverables
Project completion, timeliness, or outcomes
Business communication or responsiveness
Business financial stability or solvency
Business insurance coverage or compliance

CLIENT BEHAVIOR:

Client payment behavior or reliability
Client communication or responsiveness
Client satisfaction or approval
Client project requirements or changes
Client dispute resolution or cooperation
Client compliance with agreements

ESCROW AND PAYMENTS:

Payment processing or completion
Fund availability or security
Transaction success or failure
Payment disputes or chargebacks
Currency fluctuations or exchange rates
Tax obligations or reporting requirements

LEGAL AND REGULATORY:

Contract performance or enforcement
Intellectual property disputes
Professional liability or malpractice
Regulatory compliance or violations
Insurance coverage or claims
Legal disputes or litigation

QuoteStation's role is LIMITED to providing technology platform services. All business relationships, contracts, and transactions are between users only. QuoteStation assumes NO LIABILITY for any outcomes, damages, or losses.

13.2 Platform Role Disclaimer

QuoteStation is a technology platform that facilitates connections between buyers and suppliers. QuoteStation is NOT a party to any contracts, agreements, or transactions between users.

QuoteStation assumes NO LIABILITY for any outcomes, damages, or losses. QuoteStation's role is LIMITED to providing technology platform services.

13.3 Contract Disclaimer

QuoteStation does NOT guarantee, warrant, or assume responsibility for:

Contract performance or enforcement
Quality of work or services delivered
Timeliness of project completion
Accuracy of project specifications
Compliance with applicable laws or regulations
Resolution of disputes between parties

All contracts and agreements are between users only. QuoteStation provides no guarantees regarding contract performance, quality, or outcomes.

13.4 Payment & Escrow Disclaimer

QuoteStation's escrow services are provided as a technology platform only. QuoteStation is NOT a licensed escrow agent, financial institution, or money transmitter.

QuoteStation is NOT responsible for:

Payment processing or completion
Fund availability or security
Transaction success or failure
Payment disputes or chargebacks
Currency fluctuations or exchange rates
Tax obligations or reporting requirements

13.5 Liability Limitation

QuoteStation's total liability shall not exceed the amount paid by the user for the services in the twelve (12) months preceding the claim.

13.6 User Responsibility

Users are responsible for:

Compliance with all applicable laws and regulations
Accuracy of information provided
Security of their account and credentials
Resolution of disputes with other users
Tax reporting and compliance obligations
Professional liability and insurance coverage

13.7 International Compliance

Users are responsible for compliance with all applicable international laws and regulations. QuoteStation does not provide legal advice or guarantee compliance with any specific jurisdiction's requirements.

13.8 AI & Automation Disclaimer

QuoteStation's AI and automation features are provided for convenience only. QuoteStation does not guarantee the accuracy, reliability, or appropriateness of AI-generated content or recommendations.

13.9 Data & Privacy Disclaimer

While QuoteStation implements security measures, users are responsible for protecting their data. QuoteStation is not liable for data breaches or unauthorized access to user information.

13.10 Dispute Resolution

Disputes between users must be resolved directly between the parties. QuoteStation is not responsible for mediating or resolving disputes between users.

14. REGULATORY COMPLIANCE AND FINANCIAL SERVICES

14.1 Regulatory Compliance Status

QuoteStation is NOT required to register as a Financial Service Provider (FSP) under New Zealand law.

QuoteStation's Business Model:

Technology platform that facilitates business connections
Provides software and project management tools
Uses third-party payment processors for all transactions
Does not provide financial services directly
Does not handle client funds or process payments
Does not provide financial advice or investment services

Legal Basis: Financial Service Providers (Registration and Dispute Resolution) Act 2008 - QuoteStation provides technology platform services, not financial services.

14.2 Regulatory Position

Financial Markets Authority (FMA):

No licensing required
No financial advice provider registration
No investment management services

Reserve Bank of New Zealand (RBNZ):

No bank registration required
No deposit taker registration
No insurer registration

Commerce Commission:

No lender certification required
No mobile trader certification

Companies Office (FSPR):

No FSP registration required
Technology platform exemption applies
Third-party processing exemption applies

14.3 Important Notice

QuoteStation does NOT provide financial services and is NOT regulated as a financial service provider.

What QuoteStation Does NOT Do:

Provide financial advice or investment services
Handle client funds directly
Process payments (uses third-party processors)
Offer banking, insurance, or credit services
Manage investments or portfolios
Act as a financial intermediary

Users seeking financial advice should consult licensed financial advisers.

14.4 Technology Platform Services

QuoteStation provides technology platform services including:

Business connection and matching services
Project management and tender management tools
Communication and collaboration platforms
Technology facilitation for business relationships
Third-party payment processor integration

14.5 Third-Party Payment Processing

All financial transactions on QuoteStation are processed by third-party payment processors. QuoteStation does not hold, manage, or process client funds directly.

QuoteStation uses external payment processors for all transactions
QuoteStation does not hold or manage client funds
QuoteStation does not process payments directly
All financial transactions are handled by licensed third-party providers

15. GOVERNING LAW

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which QuoteStation operates, without regard to conflict of law principles.

16. CHANGES TO TERMS

We reserve the right to modify these Terms at any time. We will notify users of any material changes via email or through the Platform. Your continued use of the Platform after such modifications constitutes acceptance of the updated Terms.

17. CONTACT INFORMATION

If you have any questions about these Terms of Service, please contact us:

Email: legal@quotestation.com

Address: QuoteStation Legal Team

Website: https://quotestation.co.nz